Manager, FIU

About the Role:

Work cross-functionally to support the continued development, implementation, and oversight of the organization's Financial Crime Investigation (FIU) Management Program. This role is critical in ensuring compliance with BSA/AML regulations through effective transaction monitoring, timely SAR filings, and robust investigative oversight. The position requires strong analytical skills to assess risks, identify suspicious activity, and provide actionable insights using tools and frameworks provided by management.

What You Will Do:

• Transaction Monitoring Oversight: Direct and oversee transaction monitoring activities to identify suspicious patterns indicative of money laundering, terrorist financing, fraud, or sanctions violations. Ensure alert review processes are efficient, accurate, and aligned with regulatory expectations.
• SAR Governance and Filing: Manage the end-to-end SAR process, including determination, drafting, and timely submission. Review and approve SAR narratives for clarity, chronology, linkage to red flags and typologies, and law enforcement utility.
• Quality Assurance: Implement controls to validate SAR quality and transaction monitoring effectiveness. Drive continuous improvement through feedback loops and performance metrics.
• Trend and Variance Analysis: Analyze transaction monitoring outputs and SAR filings to identify emerging risks, typologies, and operational gaps. Provide actionable insights to senior management and regulatory stakeholders.
• Policy and Procedure Development: Develop and maintain policies, procedures, and desk guides specific to transaction monitoring and SAR filing to ensure compliance and operational consistency.
• Escalation and Risk Identification: Proactively escalate high-risk cases and ensure investigative conclusions are supported by robust evidence and typology analysis.
• Regulatory Exam and Audit Support: Lead preparation for internal audits, independent testing, and regulatory examinations related to transaction monitoring and SAR processes. Manage requests, walkthroughs, and remediation efforts.
• Other duties as assigned.

What You Will Need:

• Bachelor's degree in a relevant field such as Business, Criminal Justice, or Finance or equivalent work
• Certified BSA/AML professional (CBAP), Anti-Money Laundering Specialist (CAMS) & Financial Crime Specialist (CFCS).
• Minimum 5+ years in banking, finance, or compliance, with at least 3 years of direct experience in transaction monitoring and SAR filing.
• BSA/AML Expertise: Comprehensive knowledge of BSA/AML regulations, transaction monitoring systems, and SAR reporting requirements.
• Casework Expertise: Strong command of transaction analysis, alert disposition, sanctions escalation review, SAR narrative drafting, and evidentiary standards.
• Critical Thinking Skills: Exceptional analytical, research, and problem-solving abilities to identify patterns and risks in complex data sets.
• Technical Proficiency: Advanced proficiency in Microsoft Excel, PowerPoint, and Word, with ability to adapt to new compliance tools and transaction monitoring platforms.
• Effective Communication: Strong verbal and written communication skills, coupled with excellent interpersonal abilities to foster collaboration and deliver insights effectively.
• Attention to detail
• Planning and organizing work
• Strong written and verbal communication skills
• Results oriented

The responsibilities listed above are not all inclusive and may be changed at any time.

Salary range: $72,000 - $120,000

The salary range reflects the minimum and maximum target for a new hire in this role. Individual pay within the range will be determined by multiple factors which can include but are not limited to a candidate's experience, qualifications, skills, and location. Your recruiter can share more about the specific salary for your location during the hiring process. Ranges may be modified in the future.
This role is also eligible for an annual performance-based incentive opportunity. Pathward offers a comprehensive benefits package for eligible employees, including health insurance, 401(k) retirement benefits, life insurance, disability benefits, paid time off, and more.

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